Kira AI
Kira AI by Kira AI Limited makes WhatsApp banking effortless. Send money, buy airtime, and manage your finances by chatting naturally. No apps, no commands, just talk to Kira AI.
Kira AI
Online
Send ₦5,000 to David
12:34 PM
✓ Sent ₦5,000 to David successfully!
Just now
Hero mockup showing Kira AI WhatsApp chat completing a transfer.
Why Kira AI
Traditional banking apps add friction, downloads, updates, passwords, and confusing menus. Kira AI removes that friction by letting you do everything inside WhatsApp. Just ask, and Kira AI understands your intent instantly.
Natural Conversation
Say it like you would to a friend, Kira AI understands.
24/7 Instant Transfers
Send money to any Nigerian bank, anytime.
Voice Notes Supported
Kira AI understands Nigerian accents perfectly.
No Hidden Fees
Transparent pricing, no surprises.
How Kira AI Works on WhatsApp
Getting started is simple. Just four easy steps to banking freedom.
Open WhatsApp
Start a chat with Kira AI on WhatsApp.
Say What You Need
Type or speak naturally—'Send ₦10,000 to Tola.'
Kira AI Confirms
Review details and confirm the transaction securely.
Get Confirmation
Instant confirmation—money sent, airtime bought.
Behind the scenes, Kira AI by Kira AI Limited uses secure integrations, identity checks, and bank-grade infrastructure so you can move money safely.
Kira AI Features
Everything you need for seamless banking on WhatsApp
Send Money
Instant transfers to 150+ Nigerian banks. Just say it—Kira AI does the rest.
Airtime & Data
Top up your phone or buy data in seconds, all within WhatsApp.
Voice Notes
Prefer talking? Send a voice note—Kira AI understands and executes.
Screenshot Pay
Share a screenshot of bank details. Kira AI reads it and sends instantly.
Balance & History
Check balances and recent transactions at any time.
Security First
End-to-end encryption, bank-grade security, optional PIN for approvals.
How Kira AI Keeps You Secure
Kira AI runs on secure infrastructure with strong encryption. All transactions happen inside WhatsApp's protected environment and comply with Nigerian financial regulations.
WhatsApp's end-to-end encryption
Bank-grade security protocols
Nigerian financial regulation compliance
Optional PIN confirmation for high-value transactions
No sensitive details exposed in chat
Intent verification before execution
Bank-Grade Security
Enterprise-level protection
Frequently Asked Questions
Everything you need to know about Kira AI
Kira AI is a conversational banking assistant that lets you send money, buy airtime, and manage finances directly on WhatsApp. No apps, no downloads—just chat naturally with Kira AI.
Open WhatsApp and chat with Kira AI like a friend. Say things like 'Send ₦5,000 to David' or 'Buy ₦1,000 airtime.' Kira AI understands your message, confirms the details, and securely processes the transaction.
Yes. Kira AI uses WhatsApp's end-to-end encryption, bank-grade security, and is compliant with Nigerian regulations. Sensitive data is protected, and you can enable additional safeguards like PIN confirmation.
Kira AI supports all major Nigerian banks—Access, First Bank, GTBank, UBA, Zenith, and 150+ others. You can send to any Nigerian bank account instantly, 24/7.
Kira AI is free for core transactions like sending money or buying airtime. No hidden fees—our goal is to make everyday banking accessible and effortless.
SendWithKira (also written as 'Send with Kira' or 'sendwithkira') is the official platform name for Kira AI. Visit sendwithkira.com to learn more about Kira AI's WhatsApp banking service.
To send money with Kira AI, simply open WhatsApp and message Kira. Type something like 'Send ₦10,000 to John at GTBank.' Kira AI confirms the details, you approve, and the transfer happens instantly. That's why people call it 'Send with Kira.'
Kira AI is an AI-powered WhatsApp banking assistant by Kira AI Limited. The official website is sendwithkira.com. Kira AI enables Nigerians to send money, buy airtime, and manage banking through WhatsApp conversations.
Using Kira AI on WhatsApp is simple: 1) Save Kira AI's number to your contacts, 2) Open WhatsApp and start a chat, 3) Type your request naturally like 'buy ₦500 airtime' or 'send ₦3,000 to Amaka.' Kira AI understands natural language and processes your request securely.
Kira AI currently serves Nigeria, supporting all major Nigerian banks including Access, GTBank, First Bank, UBA, Zenith, and 150+ others. Kira AI plans to expand to other African countries soon.
Get Started with Kira AI
Join thousands of Nigerians who bank on WhatsApp with Kira AI by Kira AI Limited. No app required, start in seconds.